Account Fees

Deposit Accounts

Interest Checking

  • Monthly minimum balance fee if the daily balance drops below $ 250.00 any day of the month: $7.00

Savings Accounts

  • Any account that has not had activity for 1 year or more will be considered dormant and charged $6.00 semi-annually.

Business Checking

  • Monthly minimum balance fee if the daily balance drops below $500.00 any day of the month: $7.00

Business Interest Checking

  • Monthly minimum balance fee if the daily balance drops below $250.00 any day of the month: $7.00

55+ Interest Checking

  • Required age of 55 or older
  • One free order of basic checks per year – Other Styles charge at Cost
  • Three free money orders per month
  • No monthly service charge
  • No ATM transaction fees charged by Monroe Savings Bank

Advantage Banking

  • Monthly service fee: $10.00. You can avoid the monthly fee by having monthly direct deposits totaling $500 or more per statement cycle to your Advantage Checking and electing to receive E-statements.

Money Market Demand Accounts

  • Monthly minimum balance fee if the daily balance drops below $500.00 any day of the month: $7.00

Club Accounts

  • Early withdrawal penalty: $2.00, plus loss of interest.

Other Fees

  • NO FEES AT MSB ATM’S
ProductFee
Safe Deposit Boxes$20 - 3x5
$30 - 5x5
$45 - 3X10
Photocopy - Check or Money Order
$4.00
Photocopy - NOW/MMDA/MTG Statements$4.00
Return Check Charge - Insufficient$30.00
Return Check Charge - Uncollected Funds$30.00
Return EFT Charge - Insufficient $30.00
Return EFT Charge - Uncollected Funds $30.00
Stop Payments - Check, Money Order, Dividend Check $20.00
Counter Checks - 3 per day $1.00
Cashed or Deposited Checks Returned$12.00
Money Orders $2.00
Cashier Checks $3.50
Levy & Lien Processing $90.00
Research/Reconciliation - per hour $20.00
Wire Transfers - out $20.00
Wire Transfers - in $15.00
Sweep Transfers (each occurrence)$5.00

Customer Notary


Free
Check Printing Charges AT CATALOG PRICES

ACCEL Exchange Fees – at foreign ATM’s – per transaction

Product / ServiceFee
Withdrawals$1.00
Deposits$1.00
Transfers$1.00
Balance Inquiry
$1.00
Denied Transactions
$1.00
Debit Replacement Cards
$7.50

NOTICE REGARDING ATM FEES BY OTHERS:

If you use an automated teller machine that is not operated by us, you may be charged a fee by the operator of the machine and/or by an automated transfer network.

Online Banking