Checking Accounts

Check out your options below…

Open Account Fee Schedule

Classic Checking

  • No monthly service fee
  • No minimum balance
  • First order of basic checks free
  • $50.00 to open account
  • Non-Interest Bearing
  • Our Classic Checking Account complies with the New Jersey Consumer Checking Account regulations (NJ 17:16N-3)

Money Market

  • $500.00 to open account
  • Interest earned on balances from $1.00 up
  • For current rates see rate chart
  • Monthly minimum balance fee if the daily balance drops below $500.00: $ 7.00
  • Six (6) transfers allowed of which only three (3) Third Party checks per cycle period

Interest Checking

  • $250.00 to open account and earn interest
  • Monthly minimum balance fee if the daily balance drops below $250.00: $ 7.00
  • First order of basic checks free
  • Can be linked to a Debit Card

55+ Interest Checking

  • No minimum balance fee
  • $250.00 to open account and earn interest
  • One free order of basic checks per year
  • Can be linked to a Debit Card

Advantage Checking

  • Part of the Advantage Banking Bundle
  • One free order of basic checks per year
  • Fee free Money Orders & Cashiers Checks – limited to 3 per month
  • Fee Free ATM transactions (Monroe Savings Bank will not charge a fee)
  • Earn more, save more – Get an extra 0.10% on CD’s & 0.10% off consumer loans.
  • Monthly fee – $10 can be avoided by doing the following:
    • Direct deposit of $500 or more per month into Advantage Checking.
    • Receive e-statements.

Learn More

Online Banking