Classic Checking

• No monthly service fee
• No minimum balance
• First order of basic checks free
• $50.00 to open account
• Non-Interest Bearing
• Our Classic Checking Account complies with the New Jersey Consumer Checking Account regulations (NJ 17:16N-3)

Money Market

• $500.00 to open account
• Interest earned on balances from $1.00 up
• For current rates see rate chart
• Monthly minimum balance fee if the daily balance drops below $500.00: $ 7.00
• Six (6) transfers allowed of which only three (3) Third Party checks per cycle period

Interest Checking

• $250.00 to open account and earn interest
• Monthly minimum balance fee if the daily balance drops below $250.00: $ 7.00
• First order of basic checks free
• Can be linked to a Debit Card

55+ Interest Checking

• No minimum balance fee
• $250.00 to open account and earn interest
• One free order of basic checks per year
• Can be linked to a Debit Card

Advantage Checking

• Part of the Advantage Banking Bundle
• One free order of basic checks per year
• Fee free Money Orders & Cashiers Checks – limited to 3 per month
• Fee Free ATM transactions (Monroe Savings Bank will not charge a fee)
• Earn more, save more – Get an extra 0.10% on CD’s & 0.10% off consumer loans.
• Monthly fee – $10 can be avoided by doing the following:
  • Direct deposit of $500 or more per month into Advantage Checking.
  • Receive e-statements.

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