Youth Accounts | Monroe Savings Bank (Williamstown, NJ)

Youth Banking Accounts

Start your banking journey with our market leading youth accounts.

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NextGen Saver*

Designed for 13 to 24 year old’s to save smarter without the worry of fees.

$1.00 minimum to open account
No monthly minimum balance required
Interest Rate – 4.00% APY^**on first $10,000
Interest Rate – 1.00% APY^** on above $10,000 or more

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NextGen Spend*

Designed for 13 to 24 year old’s spend smarter without the worry of fees.

Free Monroe Savings MasterCard Debit Card
Parental Controls on joint accounts (Cardhub)
No minimum balance requirement
Overdraft Fee Protection

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KidsSaver

Helping kids (12 and under) build a foundation to save smarter by starting their financial journey without the worry of fees and greater rewards.

$1.00 minimum to open account
No monthly minimum balance required
Interest Rate – 3.00% APY^** on first $5,000
Interest Rate – 0.50% APY^** on above $5,000 or more

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Monroe Savings Bank is proud to partner with “Dollar Dragon” Want to have some fun? Visit the website where there are games and activities. It will tell you how money was invented, and you can also learn all about checks, savings accounts, and ATMs. Oh yes, and one more thing. If you want to SAVE some money, open a Monroe Savings Bank Kids Saver account.

Kids Corner

^*In order to enjoy the benefits of NextGen, both Spend and Saver accounts are required.

^**Annual Percentage Yield. Variable rate accounts. Fees may reduce earnings.

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