Checking Accounts

Monroe Savings Bank has a number of checking accounts available to match your individual needs. Stop in, and let one of our trained staff help you choose an account just right for you.

Open AccountFee Schedule

Interest Checking Account

  • $250.00 to open account and earn interest
  • Monthly minimum balance fee if the daily balance drops below $250.00: $ 7.00
  • Unlimited check writing
  • Can be linked to a Debit Card
  • No Charge for Seniors (55 years of age)

Money Market Account

  • $500.00 to open account
  • Interest earned on balances from $1.00 up
  • For current rates see rate chart
  • Monthly minimum balance fee if the daily balance drops below $500.00: $ 7.00
  • Six (6) transfers allowed of which only three (3) Third Party checks per cycle period

Classic Checking Account

  • $50.00 to open account
  • Non-Interest Bearing
  • Monthly Fee - $3.00. You can avoid the monthly fee by having monthly direct deposits totaling $500 or more per statement cycle.
  • Minimum Balance of $1.00 needed for account to remain active
  • Eight (8) free checks per monthly period
  • Additional checks written in excess of eight (8) - $.50 per check
  • Our Classic Checking Account complies with the New Jersey Consumer Checking Account regulations (NJ 17:16N-3)